Jackson Chrysler Dodge Jeep Ram of Sullivan

Oct 19, 2023

Car financing is extremely important whenever you’re shopping for a new or pre-owned vehicle. Your goal should be to find a payment plan that works for you and accommodates your budget. At your local Chrysler dealership, the finance center will go over your options and contact lenders on your behalf!

4 Benefits of Getting Car Financing at Your Chrysler Dealership

1. Convenience

There’s way less hassle when you go through the dealership to finance your vehicle. You can take care of everything in one place, and you won’t have to go out of your way to secure a loan. There’s no need to complicate the process when there’s an easier way to go about it!

The finance center will collect your information and contact lenders to find you the best deal that’s out there. All the paperwork is also done through the dealership, which saves you a lot of time. You can relax knowing that the finance center will handle everything for you!

2. Financial Incentives

Purchasing your vehicle through the dealership also qualifies you for financial incentives. They include lower interest rates and cashback that you receive when everything is finalized. This allows you to save more money in the long run and create a more affordable situation as you pay off your loan.

You should know that these incentives can fluctuate from month to month. The buyer prequalification process will also have an impact on how much money you can save. The dealership will do its best to meet your financial requirements and make your payments more affordable.

3. Longer Loan Terms

You can also take advantage of longer loan terms. This gives you a lot more flexibility in terms of the amount of money you pay toward your car each month, which can be a huge game-changer.  

A lot of buyers need a little wiggle room because they don’t have a massive budget. The good news is that dealerships give everyone the power to find a favorable price point. An extended payment period is often the better option (depending on the buyer, of course).

4. Trade-in Opportunities

At your local dealership, you can also take advantage of trade-ins. Your current vehicle will serve as a down payment for another one. This makes it easier for you to replace your car and not have to worry about selling it independently. Trading in your vehicle can also help you save money on sales tax.

Are you ready to begin shopping for your next vehicle? Contact Jackson CDJR of Sullivan today for more information on all the new and pre-owned models in our inventory. You can also speak with a representative from our Finance Center to learn more about your payment options.